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Risk management expert Clifford Rossi warns that pharma tariffs could disrupt supply chains, raise costs, and pressure manufacturers, especially generics. Adopting continuous manufacturing offers efficiency gains, balancing risk mitigation with strategic investment.
UMD expert Samuel Handwerger explains Form 1099-K鈥攁n IRS record for online sales and payments through apps.
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Registration is open for the five-day 鈥淏usiness of Life Sciences and Healthcare for Leaders鈥� program, June 23-27, 2025. Designed for mid/advanced-career professionals, it features expert-led sessions, mentoring, and networking opportunities.
Study examining crashing apps' disruption of user behavior and revenue shows single crashes increase engagement briefly, but frequent failures drive users away.
Traditional IRAs offer tax-deferred savings, while Roth IRAs provide tax-free withdrawals. Future tax rates and career trajectory matter, making the choice complex. Consistent saving is the most crucial factor.
Research shows consumers spend more on hedonic goods when air pollution rises, seeking mood-lifting purchases. The findings further suggest implications for marketers and policymakers in terms of responsible consumer engagement.
Research co-authored by UMD鈥檚 Sean Cao examines permissioned blockchains as enhancing reporting integrity, reducing costs and improving data privacy.
New research investigates augmented reality and virtual reality strategies in tech-savvy South Korea, where many local and foreign beauty brands use the technology to give consumers a feel for products before buying 鈥� for everything from virtually trying out makeup and hair color shades, to exploring a brand鈥檚 virtual retail store.
Education tax credits can significantly lower tax bills, says Smith professor Samuel Handwerger. The American Opportunity and Lifetime Learning credits offer key savings, but eligibility rules matter Students may claim credits if parents opt out.
Startups must pivot strategically 鈥� not just reactively 鈥� to succeed. New research uses AI to show how theorization and experimentation drive purposeful pivots.
Registration is open for SERC Risk Academy, an intensive three-day workshop focused on risk management fundamentals and geared to early-to-mid career risk managers.
Amid an overall employment slowdown, AI job postings in the United States have ramped up by 68 percent from Q4 2022 to Q4 2024, according to new analysis at UMD-LinkUp AI Maps, the world's first tool for mapping the creation of jobs requiring artificial intelligence skills.
Cyber risk is a top concern for organizations worldwide, intensified by AI's dual role in bolstering defenses and enhancing attacks. Professor Lawrence A. Gordon explains how his Gordon-Loeb Model offers a cost-benefit framework to optimize cybersecurity investments, emphasizing AI's evolving, game-theoretic complexities.
For evaluating risky investments, understanding the term structure of discount rates is critical. Discount rates account for the riskiness of an investment, the time value of the money invested, an...
Thanks to a $3.8 million gift, the University of Maryland has renamed its prestigious entrepreneurship center to honor the legacy of longtime business dean Rudy Lamone.
Some F-1 visa students are receiving $1,400 IRS payments due to errors in stimulus eligibility. TerpTax at the University of Maryland, led by accounting lecturer Samuel Handwerger, advises returning these payments to avoid future tax and immigration complications.
UMD finance professor Russell Wermers introduces the Holding Horizon (H-H) measure, linking mutual fund managers' long-term stock holdings to superior risk-adjusted returns. The corresponding research offers insights for individual investors and retirement plans.
鈥淯nprecedented鈥� often is used to describe low-probability, severe-risk events 鈥� from the Los Angeles wildfires to the more benign. All of which should not catch us off guard. Yet they do, writes risk management expert Clifford Rossi. Organizations most susceptible to a major risk event would do well to think of these not as Black Swans or Gray Rhinos but as 鈥淜iller Bees.鈥�
Various emerging technologies (from cloud and edge computing and applied AI to virtual reality and blockchain) increasingly complicate cyber risk management. And intensifying this dynamic are 鈥渞isk entanglement,鈥� the 鈥渋nterconnectedness (鈥榥ot Internet鈥�) of things鈥� and, more simply, bad actors.
Cris deRitis' remarks to the Smith Enterprise Risk Consortium聽(SERC) Advisory Council included an impeccably detailed analysis of the economy, highlighting successes and potential pitfalls.
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