Geoffrey Smith is an expert in finance, financial literacy and economics. Smith is a clinical associate professor at the W. P. Carey School of Business in the Department of Finance. His research focuses on capital structure determinants and economic structural changes. Professor Smith’s research has been published in various finance based publications including Critical Finance Review, Finance Research Letters and Financial Accountability.
There is a difference between investing, which is... planning for the long-term and knowing that you're probably going to have more after 20 years. And then there's speculating, which is trying to make a gambling profit, which... we don't usually recommend that.
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